Sweepstakes Terms and Conditions
*APR=Annual Percentage Rate. Some restrictions may apply. Rates are subject to change at any time. 3.99% Introductory Annual Percentage Rate (APR) on balance transfers for 12 months from the date of transfer and no balance transfer fees. All purchases will be at the qualifying interest rate of 8.88% to 12.84% based on credit worthiness. Please refer to the Credit Cardholder Agreement for the terms, conditions, fees, charges, and other information regarding your credit card account. After the 12-month introductory period, any outstanding transfer balances will be at the qualifying interest rate of 8.88% to 12.84%. **Your account with ACCESS Credit Union must be in good standings. Minimum balance transfer to qualify for Sweepstakes is $2500.