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Message About Holiday Scams

A Message From Our President and CEO, Steve Cordisco

Dear Member,

With the holiday season quickly approaching, we wanted to remind everyone to protect your account against fraud. Holiday scams capitalize on the increase in online shopping, travel, and charitable giving. Here are a few ways scammers target you during the holidays and how you can protect yourself:

  • Social Media ads that lead you to fake stores to steal your personal, banking, and credit card information. Only complete online purchases directly from the seller's website. Also, be sure that you are not afreeing to any subscriptions if you only intend to purchase the item one time.
  • Sending fake missed delivery notification text. Scammers send fake text messages of a missed delivery asking for a fee before it can be re-delivered. Delivey charges are completed and disclosed at the time of purchase.
  • Create Fraudulent charitites. Con artists create fake charities to steal your money. Only give directly to a charity of your choice after you have researched it's validity.
  • Hard to resist airline deals. If it is too good to be true, then it probably is. Only purchase travel tickets directly from the airlines of validated travel broker websites.
  • Gift card scams. Scammers love gift cards because they are almost impossible to trace. Many holiday scams revolve around buying and selling gift cards. Never be trickedinto giving up the numbers on the back of a gift card. Always purchase gift cards directly from the merchant.

These are just a few examples of many types of fraud. For more information, please visit https://reportfraud.ftc.gov. Also, if you feel you have become a victim of fraud, please contact the Credit Union at 215.788.0411.

Thank you for being a member of ACCESS Credit Union, and if you have any questions, please feel free to contact us.

Stephen Cordisco, CEO
ACCESS Credit Union

For more information about the NCUA deposit insurance, please visit their website: NCUA Insured Deposits FAQ